Insurance

Ian H · Post by **Ian H** » Sat Mar 04, 2006 14:13

Spring is here; I can tell that because the snow is so deep I cannot even open the garage doors! Assuming it thaws out by the beginning of April the Excel will be back on the road. My Insurance from Lancaster has increased considerably and when I phoned to check the details with them and was left in their "your call is import to us" twilight zone for so long I gave waiting.

Could anyone recommend a good alterative?

Thanks

Ian

camyug · Post by **camyug** » Sat Mar 04, 2006 20:44

SP50? On a motorway? Maybe you were you doing 50 in reverse.

Steve C · Post by **Steve C** » Sun Mar 05, 2006 01:17

camyug wrote:SP50? On a motorway? Maybe you were you doing 50 in reverse.

Yeh, wierd isn't it .. but SP50 is the offence code for speeding on a motorway!

94.69mph and 92mph respectively, ironically both in diesel commuting cars!

Mutley · Post by **Mutley** » Sun Mar 05, 2006 18:41

Try Footman James & mention you're in Club Lotus. When I try my annual
trawl of companies they always come out cheapest. Some companies are honest enough to admit they can't compete with Footman on price.

Good Luck, Andrew

camyug · Post by **camyug** » Sun Mar 05, 2006 20:58

Steve C wrote:
camyug wrote:SP50? On a motorway? Maybe you were you doing 50 in reverse.
Yeh, wierd isn't it .. but SP50 is the offence code for speeding on a motorway!

94.69mph and 92mph respectively, ironically both in diesel commuting cars!

Interesting.

I've researched the codes, thinking my SP60 collection had something to do with breaking a 60 limit, although thinking back it was for 90 something on dual carriageway, which is a 70 limit.

SP60 is an 'Undefined speed limit offence'. Why can't they define it then? It was on a dual carriageway. Does that bump my premium more than an SP50, which applies to the same speed limit? The word 'undefined' sounds
predudicial.

On the discussion regarding insurance, who would be best to offer cover for a supercharged Excel with mods everywhere?

chrisw2811 · Post by **chrisw2811** » Mon Mar 06, 2006 21:51

I'm a Club Lotus member and Footman James' premium request increased significantly after my first year of cover...........

Peter · Post by **Peter** » Tue Mar 07, 2006 18:57

mine stayed the same but i managed to hagle it down about 30 quid, i'm with the footman aswell

Mutley · Post by **Mutley** » Wed Mar 08, 2006 17:38

When I got my Footman James renewal, I did a bit of shopping around & came up with a cheaper quote at Richarson Hosken. FJ were quite happy to price match by conjuring up a 'loyalty discount' & it was more trouble than it was worth to move, but it always pays to shop around especially as all of us have different postcodes & professions.

Interesting what Vince says about Hagerty though - new players in the market are invariably cheaper.

graeme thompson · Post by **graeme thompson** » Thu May 11, 2006 17:13

Had a pleasant surprise when the renewal came this mornng. Not only did the premium go DOWN but as the old girl is now over 20 years old , Footman James say there is no need to limit mileage and so I now get unlimited mileage for the same price.

Mutley · Post by **Mutley** » Fri Jun 09, 2006 16:18

Oz,

A ripe old 46.

You're onto a bit of a loser for another 2 years I think. Most Classic Insurers think you're a boy racer till you're 25.

Good luck with your search, Andrew

Ozzy_UK · Post by **Ozzy_UK** » Sun Jun 11, 2006 10:48

Sadly andrew i think they are probably right...
I only got this car for "spirited sunday driving" and track days

but its going to be several months after i get her back on the road before i can really even think about pushing her again...
need to make sure everythings re-bedded in and working as it should

Oz.